The agriculture sector currently represents an interplay between opportunities and challenges

As per the F&S Report, while we have witnessed consistent growth in agricultural production which has led to food security and has significantly reduced hunger and malnutrition, sector today confronts unprecedented challenges in the form of climate change, resource limitations, and escalating demands of a rapidly expanding population.

The mobile and internet revolution has placed personalized technology in the hands of farmers even in remote areas across the country.:

Our Strengths Trusted custodian for stakeholders across the agricultural sector

We are playing a key role in the formalization of the agricultural sector in India by leveraging technology, trust and networks as fundamentals to the services we provide across the agricultural value chain.

Expansion of warehouse network through the asset-light model

We intend to aid in reducing agricultural value chain losses and wastages by connecting warehousing infrastructure with the agricultural supply chain and delivering value to all stakeholders - small and marginal farmers, allied agri-businesses, FPOs, financial institutions and buyers across the agricultural value chain.

As per the F&S Report, the Indian agricultural sector is faced with numerous challenges, including insufficient storage capacity, inadequate infrastructure, and limited access to financial resources for farmers. We use our pan-India network of warehouses as procurement and delivery centres. We see business opportunities in such challenges and intend to leverage our deep knowledge and expertise to grow our business both in terms of the number of agricultural commodities we deal with as well as the range of services we provide to each stakeholder. We also aim to reach newer domestic agrarian markets to establish warehouses in Assam, Odisha and Jharkhand.

Facilitate access to finance

We offer a range of financing solutions through loans which are extended through our own capital as well as through co-lending and business correspondent models. The loans offered by us include:

  • Business loans against property (agri-term loans and secured term loans)
  • Agri-commodity loans (working capital loans against warehouse receipts)
  • Flexi loans (covering supply chain financing, and equipment financing).